Waterfront - Primary on Main - Eco Friendly
Address
43 White Anchor Cove, Cato, NY
Price
$ 749,000
Property Attributes
  • MLS#S1658343
  • TypeSingle Family
  • Listing Status Active
  • CountyCAYUGA
  • CityCato
  • AreaCato
  • NeighborhoodWhite Anchor Cove Ph 02
  • Zip13080
  • StyleColonial
  • Year Built2010
  • Taxes$ 13274
  • Price$ 749,000
  • Bedrooms4
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage3500
  • Lot Size10.8 Acres
Data Source:
Central New York Information Services (CNYIS)
Property Description

Welcome to 43 White Anchor Cove, a rare lakeside retreat nestled on nearly 11 acres with a private 2-acre pond and 2,600 feet of Cross Lake waterfront. This home is a showcase of thoughtful design and custom craftsmanship, blending comfort, style, and the best of outdoor living. The exterior features white pine board and batten siding, a stamped walkway leading to a pergola-covered entry, and a stone patio with a built-in fire pit, pizza oven, and grill—perfect for entertaining or relaxing with family and friends. Inside, you’ll find soaring ceilings, sun-filled windows, and a host of unique details: hand-hewn support beams, custom cherry doors, slate-covered window alcoves, and arts & crafts light fixtures. The contemporary wood stove in the family room and multi-zoned radiant heat beneath stamped concrete floors keep the space warm and inviting year-round. The heart of the home is a one-of-a-kind designer kitchen, featuring a circular black walnut island and custom cabinetry. The open layout flows effortlessly into the living and dining areas. The first floor includes two bedrooms and a full bath, while upstairs offers two additional bedrooms and another full bathroom. Every window is outfitted with custom fabric and insulated cellular shades for comfort and privacy. Enjoy lush grounds ,a fenced garden area, and an oversized, foam-insulated 3+ car garage with a versatile second-story bonus room—ideal for a studio, office, or guest suite. The home also features both passive and active solar heating systems for energy efficiency. As a resident of the exclusive 15-family White Anchor Cove association, you’ll have private access to 35 acres of recreational trails, a clubhouse, sandy beach, and your own boat slip on Cross Lake—plus direct entry to the 525-mile NYS Canal System from your backyard. If you’re seeking a blend of custom luxury, privacy, and an active lakeside lifestyle, this is a property you’ll want to experience.

Price History
1/16/2026 Listed $800,000
3/9/2026 2$785,000
6/13/2026 2$770,000
7/29/2026 3$749,000

General Features

Sewer SepticTank
Heating Ductless,Propane,Solar,HotWater,RadiantFloor,Radiant
Cooling Ductless
Utilities HighSpeedInternetAvailable
Possession Closing
Appliances Dishwasher,ElectricCooktop,ExhaustFan,PropaneWaterHeater,Refrigerator,RangeHood,WaterPurifierOwned
HOA Fee 550.0
Garage Spaces 3.0
Patio/Porch Features Patio
Architectural Style Colonial
Construction Materials WoodSiding
School District Cato-Meridian
Year Built 2010
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features DeededAccess,DockAccess,Lake,Pond
Assoc Fee Paid Per Annually
County Cayuga
Property Type Residential
Attached Garage Yes
Subdivision Name White Anchor Cove Ph 02
Garage Y/N Yes
Other Structures Gazebo,Sheds,Storage
Total Rooms 11
Full Baths 2
Status Active
City Cato
Body of Water Cross Lake
Senior Community Y/N No
High School District Cato-Meridian
MLS Area Cato-052489
Lot Size Units Acres
Lot Size Square Feet 470448.0
Spa Features HotTub
Year Built Details Existing
Tax Annual Amount 13274.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1658343
Standard Status Active
Middle/Junior School District Cato-Meridian
Elementary School District Cato-Meridian
Tax Assessed Value 380000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 13
Virtual Tour https://www.propertypanorama.com/instaview-tour/syr/S1658343

Interior Features

Interior Amenities CeilingFans,CathedralCeilings,EatInKitchen,SeparateFormalLivingRoom,HomeOffice,HotTubSpa,BedroomOnMainLevel
Flooring Carpet,Tile,Varies
Total Fireplaces 1
Total Stories 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2

Exterior Features

Exterior Amenities BlacktopDriveway,Dock,Fence,HotTubSpa,Patio,SeeRemarks,PropaneTankLeased
Fencing Partial
Parking Features Attached,Garage,GarageDoorOpener
Lot Features Agricultural,Rectangular,RectangularLot,Secluded
Water Source Well
Lot Size Area 10.8
Foundation Details Other,SeeRemarks,Slab
Spa Yes
Building Area Total 3500.0
Lot Dimensions 517X900
Lot Size Acres 10.8
Frontage Length 2600
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 13080

Price
AVG $360K
$750K
Taxes
AVG $6,897
$13,274
Year Built
AVG 1978
2010
Visits
AVG 94
286
Data Provided by Inside Real Estate®
Fair Housing Icon NY Fair Housing Notice